Landlords Buildings Insurance
- Insurance that works for you
- Protect your property, your rental income, and stay covered for liability
- 40 years in the industry means expert advice and service that puts your business first
- Fast, straightforward claims handling when you need it most
- Why Choose CoverMy?
Renting out? Protect your property’s structure — lenders demand it, we deliver.
Turning your property into a rental? Standard home insurance won’t cover all the risks landlords face. CoverMy Landlord’s Building Insurance protects your property from fire, flood, storms, and other structural damage. Protect your investment and your peace of mind with comprehensive cover. From damaged walls to roof repairs, your building is fully covered.
- CoverMy way
At CoverMy, we keep it simple —
with expert support every step of the way.
- UK based, Experienced and dedicated call handlers.
- Round the clock claims helpline, 24/7, 365 days a year – here when it matter most.
- Real time dynamic pricing that guarantees you our best available rate, every time.
- With over 40 years of knowledge and experience, trust the team that’s been around, and proven.
Your Policy At A Glance
Structural Damage
Protection for the physical structure of the property from events such as fire, flood, storm, or accidental damage.
Permanent Fixtures
Coverage for fitted kitchens, bathrooms, and other integral parts of the property.
Loss of Rent
Compensation if the property becomes uninhabitable due to an insured event
* Not limited to the covers shown
Your Questions Answered
What does Landlord insurance cover?
Landlord and Property Owners insurance protects you as the property owner from having any financial losses. These may be related to the rental, such as theft, fire, or weather damage and can include coverage for things like unpaid rent and malicious damage by tenants.
What type of properties do you cover?
Our insurance policies can cover a range of properties that include Retails, Spaces, Office Buildings, Warehouses, Commercial and much more.
Can I have cover for more than one property?
Yes, we do provide cover for multiple properties these are called Property Portfolio’s.
I have a swimming pool/hot tub is this covered on my policy?
If you are lucky enough to have a swimming pool or hot tub, we can include it within your policy. Don’t forget to mention this to our team of experts so they can ensure you have the correct cover.
How much contents cover do your policies have?
Our policies have no set limits, we understand no two clients are the same and therefore tailored to specific needs.
Whats happens if my home insurance is not standard?
We have a dedicated team that deal with our standard home insurance as well as a high net worth team who will provide you with a quotation tailored to your individual demands and needs.
Does landlord insurance cover loss of rent?
Yes, depending on the policy, you can add loss of rent cover if your tenants can’t stay in the property due to an insured event, such as a fire or flood.
Is landlord insurance a legal requirement?
It’s not legally required, but many mortgage lenders insist on it, and it’s strongly recommended to protect your investment.
What’s the difference between buildings and contents insurance?
Buildings insurance covers the structure of your property (e.g., walls, roof, fixtures). Contents insurance covers items you provide for tenants, such as furniture or appliances.
Do I need both buildings and contents insurance?
If you rent a fully furnished property, both are recommended. If it’s unfurnished, buildings insurance may be enough.
Ready to get covered?
Get a quick quote online or speak to our team — we’ll help you find the right policy, fast.
