High Net Worth Home Insurance
- Insurance that works for you
- Comprehensive cover for luxury homes, valuables, and lifestyles that need more than standard insurance
- Our dedicated insurance experts tailor your policy to fit your needs perfectly
- Expert UK-based support, available online or by phone
- Why Choose CoverMy?
Protect your high-value home and valuables with insurance designed for your lifestyle
Got a luxury home or prized possessions? CoverMy High Net Worth Home Insurance offers top-tier protection with higher limits and broader cover than standard policies. From high-value buildings and fine art to worldwide protection for your most treasured items, we handle it all — giving you complete peace of mind
- CoverMy way
At CoverMy, we keep it simple —
with expert support every step of the way.
- UK based, Experienced and dedicated call handlers.
- Round the clock claims helpline, 24/7, 365 days a year – here when it matter most.
- Real time dynamic pricing that guarantees you our best available rate, every time.
- With over 40 years of knowledge and experience, trust the team that’s been around, and proven.
Your Policy At A Glance
Buildings Cover
Protection for large or unique properties against fire, flood, storm, and accidental damage
Contents Cover
Covers high-value possessions, antiques, art, jewellery, and collections
Specialist Items Cover
Tailored policies for valuable items such as yachts, fine art, classic cars, and wine collections
* Not limited to the covers shown
Your Questions Answered
What is high net worth insurance?
High net worth insurance is specialist cover designed for individuals with higher-value homes, contents, and assets that fall outside standard insurance limits.
Who needs high net worth insurance?
It’s suitable for individuals or families with high-value properties, valuable contents, jewellery, fine art, collections, or multiple homes.
What does high net worth insurance typically cover?
It can cover high-value buildings and contents, jewellery and fine art, worldwide possessions, high-value personal items, and personal liability, often with higher limits and fewer restrictions.
How is high net worth insurance different from standard home insurance?
HNW policies offer higher cover limits, more flexible terms, specialist claims handling, and cover tailored to valuable or unusual assets.
Ready to get covered?
Get a quick quote online or speak to our team — we’ll help you find the right policy, fast.
