Holiday Home Insurance
- Insurance that works for you
- Protect your holiday home, contents, and rental income from damage, theft, and unexpected mishaps
- Get a quick, easy quote and be covered in minutes
- Expert UK-based support, available online or by phone
- Why Choose CoverMy?
Holiday Home Insurance that covers everything, so you can relax
Got a holiday home? Standard insurance doesn’t cover all the unique risks landlords face. CoverMy Holiday Home Insurance protects your property, contents, and rental income from theft, accidental damage, and guest mishaps. It also covers loss of bookings and guest rehousing if repairs are needed. Sit back and relax — your holiday home is fully protected.
- CoverMy way
At CoverMy, we keep it simple —
with expert support every step of the way.
- UK based, Experienced and dedicated call handlers.
- Round the clock claims helpline, 24/7, 365 days a year – here when it matter most.
- Real time dynamic pricing that guarantees you our best available rate, every time.
- With over 40 years of knowledge and experience, trust the team that’s been around, and proven.
Your Policy At A Glance
Building Cover
Protection for the holiday home structure against fire, storm, flood, and accidental damage
Contents Cover
Protection for furniture, appliances, and personal belongings inside the holiday home
Loss of Rental Income
Compensation if the property cannot be rented due to an insured event
* Not limited to the covers shown
Your Questions Answered
What is holiday home insurance?
Holiday home insurance is specialist cover designed to protect properties used as holiday lets or second homes, including periods when the property is unoccupied.
Do you offer cover for holiday homes or short-term lets?
Yes, our Holiday Home Insurance covers properties used for short stays, including protection against accidental damage and public liability.
Can you cover my holiday home for Airbnb?
Yes, we have access to policies that will cover your holiday home should you rent this as part of Air BnB.
What does holiday home insurance typically cover?
It usually covers the building and contents, public liability for guests, loss of rental income, and damage caused by fire, flood, storm, theft, or vandalism.
Does holiday home insurance cover paying guests?
Yes. Most policies include public liability cover, protecting you if a guest is injured or their property is damaged while staying at your holiday home.
Is cover included when the property is unoccupied?
Yes. Specialist holiday home policies are designed to cover properties during unoccupied periods, subject to policy conditions.
Does holiday home insurance cover loss of rental income?
Many policies can include loss of rent or alternative accommodation cover if the property can’t be let due to an insured event.
Ready to get covered?
Get a quick quote online or speak to our team — we’ll help you find the right policy, fast.