Students
- Insurance that works for you
- Cover built for the extra wear and tear of student rentals
- Expert UK-based support, available online or by phone
- Get a quick, easy quote and be covered in minutes
- Why Choose CoverMy?
Landlords: protect your student rentals with insurance that works as hard as you do
Renting to students comes with unique risks — from accidental damage to higher turnover and shared living spaces. CoverMy Landlord Insurance for student lets provides comprehensive protection for your property, contents, and rental income. Focus on managing your investment while we handle the risks, giving you peace of mind throughout the academic year
- CoverMy way
At CoverMy, we keep it simple —
with expert support every step of the way.
- UK based, Experienced and dedicated call handlers.
- Round the clock claims helpline, 24/7, 365 days a year – here when it matter most.
- Real time dynamic pricing that guarantees you our best available rate, every time.
- With over 40 years of knowledge and experience, trust the team that’s been around, and proven.
Your Policy At A Glance
Buildings Cover
Protection against damage to the structure of the property from fire, flood, storm, or accidental damage
Contents Cover
Covers landlord-provided items like furniture, appliances, and fixtures in student-occupied properties
Liability Cover
Protection against claims if a tenant or visitor is injured on the property
* Not limited to the covers shown
Your Questions Answered
What cover is included for student landlords?
Policies can include buildings insurance, landlords’ contents, property owner’s liability, loss of rent, and cover for malicious or accidental damage by tenants.
Does student letting count as an HMO?
In many cases, yes. Properties rented to multiple students from different households are often classed as HMOs. We can arrange HMO-specific cover where required.
Are student tenants considered higher risk?
Student properties can carry additional risks due to higher occupancy and turnover. Our policies are designed to account for this, ensuring appropriate protection without unnecessary exclusions.
Are furnishings and white goods covered?
Landlords’ contents cover can protect items such as beds, sofas, wardrobes, carpets, and appliances provided by the landlord.
Do I need to inform my insurer that I let to students?
Absolutely. It’s important to declare the tenant type to ensure your policy is valid and provides the correct level of cover.
Can I insure multiple student properties under one policy?
Yes, we can arrange portfolio or block policies for landlords with multiple student-let properties.
Ready to get covered?
Get a quick quote online or speak to our team — we’ll help you find the right policy, fast.
