This policy provides up to £100,000 of cover for a range of legal issues, including uninsured loss recovery, motor prosecution defence, vehicle identity theft, illegal clamping and towing, and unenforceable parking fines. It also includes cover for replacement vehicles and repairs following non-fault incidents. Customers have access to a legal helpline for expert guidance. This policy is underwritten by the RAC.

We offer two main levels of cover:

• Breakdown Cover (without Home Start)
• Breakdown Cover with Home Start

Both options include roadside assistance, local and national vehicle recovery, onward travel, medical transfer, alternative driver support, misfuelling assistance, and general breakdown support. This policy is underwritten by Astrenska Insurance.

This policy ensures that if a customer’s vehicle is rendered undriveable due to a single incident such as a road traffic collision, fire, theft (or attempted theft), or malicious damage, we will provide a hire vehicle. Cover is available for a period ranging from 7 to 28 days, depending on the chosen option. The hire vehicles provided are plated taxis, enabling customers to continue working. Cover is valid during the reasonable repair period or for up to three days after settlement of the customer’s vehicle claim, whichever is sooner. This policy is underwritten by Astrenska Insurance.

This policy reimburses the excess paid by the policyholder in the event of an ‘at fault’ motor insurance claim. It covers the policyholder’s excess following the successful settlement of a claim for accidental damage, fire, theft, or vandalism. This policy is underwritten by AstrenskaInsurance.

Designed to meet licensing authority requirements, this policy covers accidental injury to any person, as well as accidental damage to property, occurring within the UK during the insured period and arising from the policyholder’s business activities. It also includes legal expenses cover up to £50,000. We offer two levels of cover: £5 million or £10 million. This policy is underwritten by Accelerant Insurance.

This policy is specifically designed to meet the legal liability insurance requirements of couriers. It provides cover for loss or damage to customers’ goods, in accordance with the conditions of carriage, contract, or trading as outlined in the policy schedule.
It also includes cover for loss or damage to containers not owned by the policyholder, with a limit of £50,000.

This package includes the following types of cover:

• Employers’ Liability – Provides protection up to £10 million for injury to any employee arising during the course of their employment with the insured, within the insured period.
• Public Liability – Offers unlimited cover for accidental injury to any person, or accidental loss of or damage to property, occurring anywhere in the world during the insured period and arising from the business activities.
• Products Liability – Covers accidental injury or property damage caused by products supplied by the business, occurring anywhere in the world during the period of insurance.

This is a bundled bolt-on product underwritten by Jensten.