Asylum Seekers
- Insurance that works for you
- Protect your property in supported or specialist housing with tailored landlord cover
- Expert UK-based support, available online or by phone
- Fast, hassle-free claims support to get your business back on track quickly
- Why Choose CoverMy?
Insurance designed for landlords with supported housing tenants — safeguard your property and rental income
Properties in supported or temporary housing come with unique considerations, and standard insurance may not cover all the risks. CoverMy Landlord Insurance provides tailored protection for your property, contents, and rental income. Focus on managing your investment with confidence, knowing your property is safeguarded against damage, liability, and unexpected incidents
- CoverMy way
At CoverMy, we keep it simple —
with expert support every step of the way.
- UK based, Experienced and dedicated call handlers.
- Round the clock claims helpline, 24/7, 365 days a year – here when it matter most.
- Real time dynamic pricing that guarantees you our best available rate, every time.
- With over 40 years of knowledge and experience, trust the team that’s been around, and proven.
Your Policy At A Glance
Buildings Cover
Protection against damage to the structure of the property from fire, flood, storm, or accidental damage
Contents Cover
Covers items owned by the landlord inside the property, such as furniture or appliances in furnished rental
Liability Cover
Protection against claims if a tenant or visitor is injured on the property
* Not limited to the covers shown
Your Questions Answered
Do I need to tell my insurer that my tenants are asylum seekers?
Yes. Declaring the correct tenant type is essential to ensure your policy is valid and provides the appropriate level of cover.
Is cover different for asylum seeker accommodation?
Policies are tailored to reflect the nature of asylum seeker accommodation, which may include higher occupancy levels or management by a local authority or housing provider.
Are properties let to asylum seekers usually classed as HMOs?
In many cases, yes. If the property houses multiple unrelated occupants, it may be classed as an HMO and require specific HMO insurance and local authority licensing.
Does the policy cover periods of unoccupancy?
Yes, but conditions may apply. It’s important to notify your insurer if the property is left unoccupied for extended periods.
Are properties managed by councils or housing associations covered?
Yes. We can arrange policies for properties leased or managed by local authorities, charities, or housing providers supporting asylum seekers
Is rent guaranteed if tenants are asylum seekers?
Rent is often paid via local authorities or housing providers. While standard landlords insurance covers loss of rent due to insured damage, separate rent guarantee insurance may be available depending on the arrangement.
Ready to get covered?
Get a quick quote online or speak to our team — we’ll help you find the right policy, fast.
