Multiple Property Insurance (BOF)
- Insurance that works for you
- Cover multiple properties under one policy — protection for buildings, contents, and liability
- Flexible payment plans helping you spread the cost of your insurance
- 40 years in the industry means expert advice and service that puts your business first
- Why Choose CoverMy?
Multiple flats in a block, one simple policy — insurance made easy with CoverMy.
Managing insurance for your flats? Keep it simple. Cover your whole block or portfolio under one policy. One renewal date, less admin, more savings — That’s the CoverMy way.
- CoverMy way
At CoverMy, we keep it simple —
with expert support every step of the way.
- UK based, Experienced and dedicated call handlers.
- Round the clock claims helpline, 24/7, 365 days a year – here when it matter most.
- Real time dynamic pricing that guarantees you our best available rate, every time.
- With over 40 years of knowledge and experience, trust the team that’s been around, and proven.
Your Policy At A Glance
Building Cover
Protection for multiple properties under a single policy against fire, flood, storm, and accidental damage.
Contents Cover
Optional cover for furniture, appliances, and other items provided within the properties.
Loss of Rent
Compensation for rental income if one or more properties become uninhabitable due to an insured event.
* Not limited to the covers shown
Your Questions Answered
What is multiple property and block of flats insurance?
Multiple property and block of flats insurance is designed to cover several properties or a block of flats under one or more policies, protecting the buildings and shared areas against insured risks.
Who needs multiple property or block of flats insurance?
This cover is suitable for landlords with property portfolios, freeholders, property owners, management companies, residents’ associations, and investors responsible for insuring multiple properties or residential blocks.
What does multiple property and block of flats insurance typically cover?
It usually covers the building structures, communal areas, and shared services, as well as risks such as fire, flood, storm, subsidence, and escape of water across single blocks or multiple properties within a portfolio.
Can liability cover be included?
Yes. Most policies include property owners’ liability cover, protecting against claims for injury or property damage occurring in communal areas or at insured properties.
The policy generally covers the buildings and communal areas. Contents within individual flats or properties are typically insured separately by owners or tenants.
Can I adjust my policy if I add or sell a property?
Yes, you can amend your policy to include or remove properties at any time.
Does cover include loss of rent?
Many policies can include loss of rent or alternative accommodation cover if one or more properties become uninhabitable due to an insured event.
Ready to get covered?
Get a quick quote online or speak to our team — we’ll help you find the right policy, fast.