Rental Property
- Insurance that works for you
- Protects your building, safeguards your rental income, and covers liability claims
- Tailored insurance solutions built around your business needs
- Fast, hassle-free claims support to get your business back on track quickly
- Why Choose CoverMy?
Protect your rental, your income, and your peace of mind — with CoverMy Landlord Insurance
Letting out a property? Standard home insurance won’t cover the unique risks landlords face. CoverMy Buy-to-Let Insurance protects your property, tenants, and rental income. Built specifically for landlords, it keeps your investment secure and your rental running smoothly. Get landlord-ready with CoverMy.
- CoverMy way
At CoverMy, we keep it simple —
with expert support every step of the way.
- UK based, Experienced and dedicated call handlers.
- Round the clock claims helpline, 24/7, 365 days a year – here when it matter most.
- Real time dynamic pricing that guarantees you our best available rate, every time.
- With over 40 years of knowledge and experience, trust the team that’s been around, and proven.
Your Policy At A Glance
Buildings Cover
Protection against damage to the structure of the property from fire, flood, storm, or accidental damage
Contents Cover
Covers items owned by the landlord inside the property, such as furniture or appliances in furnished rental
Loss of Rent
Compensation if the property becomes uninhabitable due to an insured event
* Not limited to the covers shown
Your Questions Answered
What does Landlord insurance cover?
Landlord and Property Owners insurance protects you as the property owner from having any financial losses. These may be related to the rental, such as theft, fire, or weather damage and can include coverage for things like unpaid rent and malicious damage by tenants.
What type of properties do you cover?
Our insurance policies can cover a range of properties that include Retails, Spaces, Office Buildings, Warehouses, Commercial and much more.
Can I have cover for more than one property?
Yes, we do provide cover for multiple properties these are called Property Portfolio’s.
I have a swimming pool/hot tub is this covered on my policy?
If you are lucky enough to have a swimming pool or hot tub, we can include it within your policy. Don’t forget to mention this to our team of experts so they can ensure you have the correct cover.
How much contents cover do your policies have?
Our policies have no set limits, we understand no two clients are the same and therefore tailored to specific needs.
Whats happens if my home insurance is not standard?
We have a dedicated team that deal with our standard home insurance as well as a high net worth team who will provide you with a quotation tailored to your individual demands and needs.
Does landlord insurance cover loss of rent?
Yes, depending on the policy, you can add loss of rent cover if your tenants can’t stay in the property due to an insured event, such as a fire or flood.
Is landlord insurance a legal requirement?
It’s not legally required, but many mortgage lenders insist on it, and it’s strongly recommended to protect your investment.
What’s the difference between buildings and contents insurance?
Buildings insurance covers the structure of your property (e.g., walls, roof, fixtures). Contents insurance covers items you provide for tenants, such as furniture or appliances.
Do I need both buildings and contents insurance?
If you rent a fully furnished property, both are recommended. If it’s unfurnished, buildings insurance may be enough.
Ready to get covered?
Get a quick quote online or speak to our team — we’ll help you find the right policy, fast.
