Commercial Van
Insurance
- Insurance that works for you
- Cover for your van when carrying your own tools, materials or business stock.
- Built for tradespeople and retailers with vans up to 3.5t.
- 24/7/365 accident and claims helpline
- Why Choose CoverMy?
Our great value Commercial Van Insurance works as hard as you do.
From the trade counter to your next job, we’ve got your van covered. Designed for tradespeople and retailers with vans up to 3.5t, our great value insurance covers your van for carrying your own tools, materials or business stock. With flexible payment plans and a range of optional extras, you can shape your cover around your business and budget.
- The smarter way to get covered.
Drive with confidence,
backed by Commercial Van Insurance experts.
At CoverMy, we keep it simple — with expert support every step of the way.
- UK based, Experienced and dedicated call handlers.
- Round the clock claims helpline, 24/7, 365 days a year – here when it matters most.
- Real time dynamic pricing that guarantees you our best available rate, every time.
- With over 40 years of knowledge and experience, trust the team that’s been around, and proven.
- Why people choose CoverMy
Choose Your Plan
Insurance options tailored to your driving needs.
Third Party Fire
& Theft
Great value with added peace of mind.
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Covers damage or injury to other people, their vehicles, and property if you’re at fault
-
Protection if your vehicle suffers damage from fire or explosion
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Protection if your van is stolen or damaged during an attempted theft
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A cost-effective option for drivers who want protection without full cover
Fully
Comprehensive
Our best-selling option for taxi drivers on the road every day
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Protection for repairs or replacement if your vehicle is damaged in an accident, regardless of who’s at fault
-
Covers injury, damage, or loss to other people, their vehicles, and property
-
Protection for fire, theft, vandalism, and accidental damage
-
Includes carriage of own goods as a permitted use
- Why people choose CoverMy
Choose Your Plan
Insurance options tailored to your driving needs.
Third Party Fire & Theft
Great value with added peace of mind.-
Covers damage or injury to other people, their vehicles, and property if you’re at fault
-
Protection if your vehicle suffers damage from fire or explosion
-
Protection if your van is stolen or damaged during an attempted theft
-
A cost-effective option for drivers who want protection without full cover
Fully
Comprehensive
Our best-selling option for minibus drivers on the road every day
-
Protection for repairs or replacement if your vehicle is damaged in an accident, regardless of who’s at fault
-
Covers injury, damage, or loss to other people, their vehicles, and property
-
Protection for fire, theft, vandalism, and accidental damage
-
Includes carriage of own goods as a permitted use
Customise with Bolt-Ons
Add extra protection or features to suit your needs. Our flexible Bolt-Ons let you tailor your cover for complete peace of mind.
Tools in transit cover helps protect your tools against theft, loss or damage while being transported, subject to the policy’s terms, limits and exclusions.
We offer two main levels of cover:
- Breakdown Cover (without Home Start)
- Breakdown Cover with Home Start
Both options include roadside assistance, local and national vehicle recovery, onward travel, medical transfer, alternative driver support, misfuelling assistance, and general breakdown support. This policy is underwritten by Astrenska Insurance.
Replacement van hire cover helps keep your business moving by covering the cost of hiring a van following an insured incident, subject to the policy’s terms and hire limits.
Motor excess protection helps reimburse the excess you pay following an eligible motor insurance claim, subject to the policy’s terms and limits.
Pothole cover helps pay for repairs to your vehicle following damage caused by potholes, subject to the policy’s terms, limits and exclusions.
Key cover helps with the cost of replacing lost, stolen or damaged vehicle keys, subject to the policy’s terms and limits.
Your Questions Answered
What is commercial van insurance?
Commercial van insurance covers your van for business use, such as travelling between jobs or visiting customers. The protection provided depends on your chosen level of cover and the terms of your policy.
Who is this commercial van insurance suitable for?
Our commercial van insurance is designed for tradespeople and retailers who rely on their vans for work. This includes plumbers, electricians, builders and landscapers, with cover available for eligible vans up to 3.5 tonnes gross vehicle weight.
What does carriage of own goods mean?
Carriage of own goods means you can use your van to transport your own business goods, tools and materials. It describes a permitted use of the vehicle. It does not mean those items are insured against loss, theft or damage.
Are my tools, materials and stock covered?
No. This commercial van policy does not cover the tools, materials or stock carried inside your van. If you need protection for these items, you’ll need to arrange suitable separate cover.
Can I use this policy for parcel or food deliveries?
This product is designed for the carriage of your own goods. It does not cover courier or food delivery work carrying other people’s goods for payment. Speak to us about insurance suitable for your delivery work.
Can I use my work van for personal journeys?
Commuting is limited to travel to and from a single, regular place of work.Â
Which vans can you cover?
Vans, Box Vans, Pick-Ups, Double Cabs and Crew Cabs up to 3.5t
Ready to get covered?
Get a quick quote online or speak to our team — we’ll help you find the right policy, fast.
